TERMS AND CONDITIONS OF USE

Please read these Terms and Conditions carefully before using Our Website, Goods or any online private forum or membership site operated by Tarot Lori (for any purpose), whether on a website hosted by Tarot Lori or a third-party website such as facebook.com. By accessing Our Website, Goods and private forums, you are indicating your acknowledgment and acceptance of these Terms and Conditions. These Terms and Conditions are subject to change by Us at any time at Our sole discretion. Your use of this Website constitutes your acknowledgment and acceptance of these Terms and Conditions and any and all amendments thereof.

Interpretation And Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined in the “Definitions” section below. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • Account means a unique account created for You to access Our Website or parts of Our Website.

  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Tarot Lori, a Canadian private company, doing business as Tarot Lori and https://www.tarotlori.com

  • Content refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.

  • Device means any device that can access the Website such as a computer, a cell phone or a digital tablet.

  • Feedback means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of Our Website.

  • Goods refer to the items offered for sale on the Website.

  • Lifetime Access is defined as the lifetime of the Program being provided or the Company. If for any reason, the Program or the Company should dissolve or cease to exist, then your access (and this agreement) will be terminated. Lifetime access is non-transferrable. The Company reserves the right to terminate the Program, and or access to certain features or Content, with or without prior notice to you. We will make reasonable efforts to provide notice but it is not required to do so under the terms of this agreement. Any future closure of the Program in the future does not affect the refund policy and does not entitle You to any form of refund.

  • Orders mean a request by You to purchase Goods from Us.

  • Program includes any course, workshop, masterclass, or membership site offered on the Website.

  • Releasees means the following: (i) Tarot Lori, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors and assigns (collectively “the Company”); (ii) any Company volunteers and (iii) Lori Simeunovic.

  • Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Website.

  • Third-Party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Website.

  • Website refers to https://www.tarotlori.com and all sub-domains

  • You (also, referred to as “Your”) means the individual accessing or using the Website, or the company, or other legal entity

Acknowledgement

These are the Terms and Conditions governing the use of this Website and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Website. Your access to and use of the Website is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Website. By accessing or using the Website You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, then You may not access the Website.

Your access to and use of the Website is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use Our application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Website.

NOTE TO MINORS: You must be at least 18 years old to open an Account with Tarot Lori or receive a Tarot reading. Tarot Lori also requires that you ask for permission from your parents before accessing any Goods or Content. You acknowledge that your parent or guardian has reviewed, understood and agreed to the terms below.

NOTE TO PARENTS/GUARDIANS OF MINORS: You acknowledge that you have reviewed, understood and agreed to the terms of this Agreement (such terms being interpreted as if they applied both to you and your minor child/ward) and have the legal authority to enter into this Agreement on behalf of your minor child/ward.

Children under the age of 13 are not permitted to use these programs and services. The Company hereby disclaims all liability for use by individuals under the age of 13.

Placing Orders for Goods

By placing an Order for Goods through the Website, You warrant that You are legally capable of entering into binding contracts.

Your Information

If You wish to place an Order for Goods available on the Website, You may be asked to supply certain information relevant to Your Order including, without limitation, Your name, Your email, Your phone number, Your credit card number, the expiration date of Your credit card, Your billing address, and Your shipping information. You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and that (ii) the information You supply to us is true, correct and complete. By submitting such information, You grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of Your Order.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited to:

  • Goods availability

  • Errors in the description or prices for Goods

  • Errors in Your Order

We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is suspected

Your Order Cancellation Rights

Any purchase ON Our Website can only be canceled in accordance with these Terms and Conditions and Our Refund Policy. Our Refund Policy is and shall be considered as part of these Terms and Conditions. Please read our Refund Policy to learn more about your right to cancel Your Order.

Availability, Errors and Inaccuracies

We are constantly updating Our offerings of Goods on the Website. The Goods available on Our Website may be mispriced, described inaccurately, or unavailable, and We may experience delays in updating information regarding our Goods on the Website and in Our advertising on other websites. We cannot and do not guarantee the accuracy or completeness of any information, including prices, product specifications and availability. We reserve the right to change or update.

Prices Policy

The Company reserves the right to revise its prices at any time prior to accepting an Order.

The prices quoted may be revised by the Company subsequent to accepting an Order in the event of any occurrence affecting delivery caused by government action, variation in customs duties, increased shipping charges, higher foreign exchange costs and any other matter beyond the control of the Company. In that event, You will have the right to cancel Your Order.

Payment

All goods and services are charged in US dollars. For Canadian residents, all prices are inclusive of Canadian Goods and Services Tax.

Recurring Payments: Monthly and Annual Subscriptions

All payment plans and subscriptions shall be paid by PayPal or credit card only. You give us permission to automatically charge your credit card for all fees and charges due and payable to the Company, without any additional authorization, for which you will receive an electronic receipt. All subscriptions will be automatically billed to your card on file, until explicitly canceled. To cancel, contact us at info@tarotlori.com

If an error occurs when collecting the recurring payment from the payment method associated with monthly or annual subscriptions, then Company will attempt to collect the payment within seven (7) days of the charge date, and if Company is still not able to collect the recurring payment within seven (7) days after the charge date, access to the subscription will be removed and Company will waive the right to charge on that missed recurring payment.

Company will cancel that subscription and will not attempt to collect any future charges on that subscription. If the recurring payment is collected within the said seven (7) days period, then the subscription will be kept active and Company will continue to collect recurring payments for that subscription accordingly.

If an error occurs when collecting the first payment after the free trial has ended for monthly or annual subscriptions that started with a free trial, then access to the subscription will be removed immediately, and Company will attempt to collect the first payment within seven (7) days of the charge date. If Company is still not able to collect the first payment within seven (7) days of the charge date, then Company will waive the right to charge that missed first payment, will cancel that subscription, and will not attempt to collect any future payments on that subscription. If the first payment is collected within seven (7) days of the charge date, then access to the subscription will be re-granted, the subscription will be kept active, and Company will start collecting recurring payments on that subscription accordingly.

Subscriptions with a Trial Period

If You don’t cancel a monthly or annual subscription before the end of the trial period (free or otherwise), Company will collect the full payment for the subscription (monthly or annual) after the trial period ends. For instance, for a monthly subscription with a fourteen (14) days trial, the full payment will be collected on the fifteenth (15) day of the trial’s start date, and the subsequent payment for the monthly subscription will be collected on the next calendar month.

Programs And Goods

All Tarot Lori’s Programs and digital Goods come with one digital download for that course. Access to purchased courses is limited to one user. The Intellectual Property may only be used for your own personal use and in no event shall you, or any person or entity that you authorize or control, use the Intellectual Property, for any other purpose, including, but not limited to, the sale of online courses, books, articles, publications, audio recordings, videos or other media, without the prior written consent of the Company. 

TAROT READING DISCLAIMER

1) The Company provides access to Tarot readings for entertainment and information purposes only. The information you receive on our website or through a Tarot reading is provided for entertainment and information purposes only. You must be at least 18 years old to receive a reading without consent of a parent.

2) The Company is not responsible for actions taken by Tarot clients

3) The Company is not responsible for how you use our website or information gained on, or through, it. Your use of the information on our website or provided during a Tarot reading (whether you pay for it or it is free), is subject to these Terms and Conditions and does not create a relationship with the Company or any of our directors, officers, employees or contractors.  We have used reasonable efforts to ensure the accuracy and completeness of all content on the website.  However, information on the website or delivered during a Tarot reading (collectively, “Information”) is provided for entertainment and information purposes only and you should not rely on it to make important decisions.  Information on the website or which is delivered in a Tarot reading is not a substitute for hiring an appropriate professional advisor or seeking the advice or counsel of a qualified health care professional.

Neither the Company nor its Tarot readers is responsible for your (or any other person’s) use of any Information.  In no event will the Company or any Tarot reader be liable for any direct or indirect damages however caused to you or any other person, even if the Company or a Tarot reader is advised of the possibility of such damage. 

4) Tarot Lori does not offer crisis or other counseling or professional advice of any nature.

Neither the Company nor any Tarot readers provides any financial, legal, tax, investment, health, relationship, counseling or other professional services.  A Tarot reading should NOT be used as a substitute for seeking professional advice on any matter or professional care for the diagnosis and/or treatment of physical, mental or psychiatric illness or disorder.   You should never avoid or delay seeking professional medical advice or other professional advice because of Information you read on our website or received during a reading.  You should not rely solely on any Information you read on our website or received during a reading when making important decisions. You should consult with an appropriate professional advisor or health care professional before taking action based on any Information you read on our website or received during a reading. Your reliance on Information on the website or provided during a Tarot reading is your responsibility and is solely your choice.  The Company does not recommend or endorse any specific courses of action, products, procedures, treatments, medications, opinions, or other information that may be mentioned, discussed, or described on the Site or discussed in a Tarot reading.

IF YOU ARE AT RISK FOR SUICIDE, HOMICIDE OR OTHER HARM OR INJURY, PLEASE CALL 911 (OR ITS EQUIVALENT WHERE YOU ARE LOCATED INCLUDING 999 OR 112 IN ENGLAND AND 000 IN AUSTRALIA) OR SEEK OTHER HELP (SUCH AS A CRISIS HOTLINE, HOSPITAL EMERGENCY ROOM OR DOCTOR’S CARE) IMMEDIATELY.

5) Tarot Lori may refuse a request for a Tarot reading.

The Company does not require Tarot readers to accept all requests for a Tarot reading and reserves the right to refuse a Tarot reading to any person for any reason.  If a Tarot reader does not accept your request for a reading (free or otherwise), the Company will not intervene.  A Tarot reader has the right to terminate a reading at any time if a customer’s comments and/or behavior are deemed by the Tarot reader to be inappropriate, abusive, or threatening. 

Ownership of the Content

The words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through the Company website, any third-party website the Company may use to distribute or host a Program, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (“the Content”) is property of the Company and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

Tarot Lori holds a ZERO TOLERANCE policy for

  • Racism

  • Being sexually inappropriate

  • Submitting content that is threatening, abusive, defamatory, indecent, harassing or offensive

Live Events

The Company reserves the right to change the event, including its date and location, at any time. Tickets for live events are not refundable but are transferable to another attendee by emailing the transferee’s full name and email address to info@tarotlori.com at least three business days prior to the event. The Company reserves the right to prohibit entry or to eject any person from a live event if the Company, in its sole discretion, deems the attendee’s behavior to be unsafe, disruptive, offensive or inappropriate in any way.

In registering for live events you grant permission for the Company to take and to have full and free use of video/photographs containing your image and/or likeness. You understand these images may be used for promotional, news, online/multimedia, research and/or educational purposes by and for the Company. You agree that you are not entitled to remuneration, residuals, royalties or any other payment in respect of your image/likeness or its use. You release, discharge, and hold harmless the Company and its agents from any and all claims, demands or causes of actions that you may hereafter have by reason of anything contained in the photographs or video. If you do not agree to the above image release, you must advise the Company by email as soon as possible at info@tarotlori.com.

Intellectual Property Rights

The Company’s Limited License to You

If you view, purchase or access any Program or any of the Content, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-exclusive, non-transferable license for personal, non-commercial use only, limited to you only. 

This means you may view, download, print, email and use one copy of individual pages of a Program and Content for your own personal purposes or your own business only. You may not republish, reproduce, duplicate, copy, sell, display, distribute to friends or family, or otherwise use any material from a Program or Content for commercial purposes or in any way that earns you money (other than by applying them generally in your own business). By downloading, printing, or otherwise using a Program or Content for personal use you in no way assume any ownership rights of the Content – it is still Company property.  Any reproduction or unauthorized use of any materials found in a Program or Content shall constitute infringement. 

You must receive our written permission before using any part of a Program or Content for your own commercial use or before sharing with others.

The trademarks and logos displayed on a Program or Content are trademarks belonging to the Company, unless otherwise indicated. Any use including framing, metatags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission.

All rights not expressly granted in these terms or any express written license, are reserved by us.

Unauthorized Use

Your use of any materials found in a Program or Content other than that expressly authorized in this agreement or by a separate written assignment, is not permitted (“Unauthorized Use”). You agree to pay liquidated damages of five (5) times the total fees paid for a Program in the event of your Unauthorized Use, or a minimum of $5,000 if you did not pay fees for a Program, in addition to any legal or equitable remedies the Company may be entitled to pursue.  This is not a penalty but an agreed liquidated damages charge for the Unauthorized Use.

Your License to the Company

By posting or submitting any material in the Tarot Lori community, Facebook group page, or during a Program or webinar, such as comments, posts, photos, designs, graphics, images or videos or other contributions, you are representing to us that you are the owner of all such materials and you are at least 18 years old. You are also granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, transferable worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display your contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you, or us identifying you as the source of your content. 

You also consent to photographs, videos, and/or audio recordings, including teleconference calls, webinars, live events, or other communications, that may be made by the Company during a Program that may contain you, your voice and/or your likeness. In the Company’s sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to the Company or created by the Company in connection with your participation in any Program, without compensation to you at any time, now or at any time in the future. 

You also grant us, and anyone authorized by us, the right to use your likeness and identify you as the author and individual depicted in any comments, posts, photos, images, videos or other contributions created by you or the Company, or by name, email address, or screen name, for any purposes, including commercial purposes and advertising. You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions at any time for any reason.

We will let you know if we intend to share your content outside the Tarot Lori Community.  We will never share Tarot readings or details about Tarot readings, which are private and confidential.

This means you give the Company permission to use anything you submit or post in a Program or any third-party forum or website operated by the Company, or anything captured by the Company during your participation in a Program, including images in which your face is visible and recognizable.  

Request for Permission to Use the Content

You may not use any of the Content, or other intellectual property or other property belonging to us without obtaining prior authorization from the Company.  If you wish to seek the Company’s permission to use any of the Content, or any other intellectual property or property belonging to us, you should request permission in writing BEFORE you use the Content by sending an e-mail to info@tarotlori.com.

If you are granted permission by the Company, you agree to use the specific Content that the Company allows and only in the ways for which the Company has given you its written permission. If you choose to use the Content in ways that the Company does not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in a Program and Content.

Your Conduct And Communication

Please choose carefully the materials that you upload to, submit to, or embed on any website operated by the Company and any third-party forums operated by the Company. Any material you post on the Company’s website or in any third-party forums operated by the Company may become public. You are responsible for your material and for any liability that may result from the material you post.  You participate, comment, and post material at your own risk.  Any communication by you on the Company’s website and any third-party forums operated by the Company, whether by leaving a comment, participating in a chat, public or private forum, or other interactive service, must be respectful. If you refuse to comply with the guidelines below, the Company reserves the right to ask you to leave the Community without a refund. 

You may not post, send, submit, publish, or transmit in connection with this Website any content that:

  • You do not have the right to post, including proprietary material of any third party;

  • Advocates illegal activity, incites violence, or discusses an intent to commit an illegal act;

  • Is vulgar, obscene, pornographic, or indecent;

  • Does not pertain directly to this Website;

  • Threatens or abuses others, libels, defames, invades privacy, and stalks;

  • Is racist, abusive, harassing, threatening or offensive;

  • Seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise; Infringes any intellectual property or other right of any entity or person, including, without limitation, violating anyone’s copyrights or trademarks or their rights of publicity;

  • Violates any law or may be considered to violate any law;

  • Causing damage to any Company website or third-party forums operated by the Company

  • Using any Company website or third-party forums operated by the Company for any unlawful, illegal, fraudulent or harmful purpose or activity

  • Seeks to solicit personal information such as age, gender, gender identity, political affiliation, race, ethnicity, national origin, religion or sexual orientation.

  • Impersonates or misrepresents Your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;

  • Advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services), except as may be specifically authorized on this Website;

  • Solicits funds, advertisers or sponsors;

  • Includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;

  • Amounts to a “pyramid” or similar scheme;

  • Disobeys any policy or regulations established from time to time regarding the use of this Website or any networks connected to this Website; or

  • Contains hyper-links to other Websites containing content that falls within the descriptions set forth in this section (collectively, “Unauthorized Content”).

  • Using any Company website or third-party forums operated by the Company to transmit, send or deliver unsolicited communications or for other marketing or advertising purposes

  • Systematically or automatically collecting data from any Company website or third-party forums operated by the Company

  • Sharing private and proprietary information from a Program with anyone else

The above list of Unauthorized Content is not exhaustive and may be updated from time to time by Company without any prior notice. It is Your responsibility to check the list of Unauthorized Content before posting, sending, submitting, publishing, or transmitting any content in connection with this Website. Although under no obligation to do so, Company reserves the right to monitor the use of this Website to determine compliance with these Terms and Conditions, as well as the right to remove or refuse posting any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your Submissions. You acknowledge and agree that neither Company nor any third party that provides Content to Company will assume or have any liability for any action or inaction by Company or such third party with respect to any Submission.

The Company, in its discretion, may delete or modify, in whole or part, any post, comment or submission to the Company’s and any third-party forums operated by the Company.  The Company does not, however, have any obligation to monitor posts, comments, or material submitted by third parties.  The Company neither endorses nor makes any representations as to the truthfulness or validity of any third-party posts, comments, or material on the Company website or any third-party forums operated by the Company. The Company shall not be responsible or liable for any loss or damage caused by third-party posts, comments, or materials on the Company website and any third-party forums operated by the Company.

The Tarot Lori Diversity & Inclusion Policy

As a global, multicultural organization, we are committed to supporting and celebrating our diverse customer base and info. Our goal is to create a safe, inclusive space for all. 

Everyone has a right to be part of the Tarot Lori community free of harassment, bullying, and violent threats. Posts, comments, content, and people who incite violence or promote hate based on identity or vulnerability will be removed from our community.

Tarot Lori has a zero-tolerance policy for discrimination or harrassment on the basis of race, culture, background, sexuality, gender identity, etc. 

Warranties And Guarantees

Nothing in these T&C limits or restricts your ability to make a claim against us that may be available to you for our failure to comply with a guarantee under the Canadian Consumer Law.  To the extent permitted by the Canadian Consumer Law and relevant provincial legislation, our sole obligation is to use our best endeavors to provide the products or to repair the products or repair or replace any part of a product which is found to be defective during one year after purchase. You are entitled to have the goods repaired or replaced if the goods fail to be of acceptable quality and the failure does not amount to a major failure.

 When you acquire goods or services from us, a number of guarantees cannot be excluded. Subject to the Canadian Consumer Law, to the fullest extent permitted by law:

(a) under no circumstances (including but not limited to any act or omission on the part of us) will we be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use of or access to, or any inability to use or access, the products you purchase from us;

(b) we exclude all guarantees, conditions, warranties and terms implied by statute, general law or custom;

(c) in no event shall we be liable for any other claims or damages including, but not limited to, claims for faulty design, negligent or misleading advice, damages arising from loss or use of the products, and any indirect, special or consequential damages or injury to any person, corporation or other entity.

We are not liable for default or failure in performance of our obligations pursuant to this agreement resulting directly or indirectly from acts of God, civil or military authority, acts of public enemy, war, accidents, fires, explosions, earthquakes, floods, the elements, strikes, labor disputes, shortage of suitable parts, components, materials, labor or transportation or any other cause beyond our reasonable control.

We are not responsible for any loss caused by an error or defect in the products or errors or faults caused by components supplied by any other person.

Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of laws principles. If any provision of these Terms and Conditions shall be unlawful, void or unenforceable for any reason, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions.

Refunds, Suspensions And Extensions

Refunds and exchanges are provided only as set forth below or as required by law.  All refunds will be paid in the currency in which it was received by us and could take up to 10 business days for processing. If you paid in a currency other than US dollars, you are liable for the costs of exchange.

Since we have a clear and explicit Refund Policy in these T&C that you have agreed to prior to completing the purchase of a Program, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company or payment processor. In the event that a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all relevant credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.

Privacy

You agree to the Company’s Privacy Policy available at https://www.tarotlori.com/privacy-policy/

Personal Responsibility, Assumption Of Risk, Disclaimers, And Indemnification

1) You acknowledge that, by using a Program or Content, you voluntarily assume an element of inherent risk, and knowingly and freely assume all risk and responsibility for injuries to any persons or damages to any property, and release, covenant not to sue, and hold Releasees harmless for any and all liability to you, your personal representatives, assigns, heirs and next of kin, for any and all claims, causes of action, obligations, lawsuits, charges, complaints, controversies, damages, costs or expenses of whatsoever kind, nature, or description, whether direct or indirect, in law or in equity, in contract or in tort, or otherwise, whether known or unknown, arising out of or connected with your (or your minor child’s/ward’s) participation in a Program, whether or not caused by the active or passive negligence of the Releasees.

In the event that the release and hold harmless provision is held unenforceable for any reason, you agree to limit any damages claimed to the total amount you paid the Company for a Program.

2)  The Program and Content provide information and education only, and do not provide any financial, legal, medical or psychological services or advice. None of the Program(s) or Content prevents, cures or treats any mental or medical condition.  The Program and Content are not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional.  You are responsible for your own financial, legal, physical, mental and emotional well-being, decisions, choices, actions and results.  You should consult with a professional if you have specific questions about your own unique situation.  The Company disclaims any liability for your reliance on any opinions or advice contained in a Program.


3) The Company tries to ensure that the availability and delivery of a Program and Content is uninterrupted and error-free. However, the Company cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction.

4) The company reserves the right to collect information provided by the student, customer, user or party otherwise associated with the company which may be used to contact them for current and future promotions. You acknowledge that these details might include any method of communication provided by you to the company, such as email addresses and phone numbers, as well as Tarot Lori Community direct messages and Community notifications. You acknowledge that if you no longer wish to receive promotional material from the company, it is your responsibility to make this known via email request, email unsubscribe links, the Community, or the company's social media channels to explicitly request removal from marketing and promotional lists. 

6) THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH A PROGRAM AND ANY CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT A PROGRAM OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, INCLUDING MEMBERSHIP PAGES, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

7) THE COMPANY SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, A PROGRAM, INCLUDING ITS MATERIALS, PRODUCTS OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH A PROGRAM.

8) Security: Security for all personally identifiable information is extremely important to us. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, the Company cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to the Company, you accept that you do so at your own risk.

9) Damage or Theft of Property: You understand and agree that the Releasees are not responsible for any personal item or property that is lost, damaged or stolen at or during any live event.

10) These Terms are governed by and to be construed in accordance with the laws of Ontario and the Commonwealth of Canada, without giving effect to its conflict of laws principles. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of Ontario, Canada and waive any defense of forum non conveniens for any case or controversy arising from or relating to a Program or Content, including but not limited to the Privacy Policy or these T&C.

11) You agree to defend, indemnify and hold harmless the Releasees from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including but not limited to attorney’s fees) arising from or in connection with: (i) your use of a Program, Content or Intellectual Property in violation of these T&C, (ii) any breach by you of these T&C or any representation and warranty made by you herein, (iii) any comment, post, or material you submit to the Company’s website or any third-party forum or website operated by the Company, (iv) your use of Intellectual Property, materials, or features available on a Program or Content (except to the extent a claim is based upon infringement of a third-party right by materials created by the Company) or (v) a violation by you of applicable law or any agreement or terms with a third party to which you are subject.

12) You expressly agree that these T&C are intended to be as broad and inclusive as permitted by law and that if any portion is held invalid, it is agreed that it will be severed and the balance shall continue in full legal force and effect. This release is not intended as an attempted release of claims of gross negligence or intentional acts by Releasees. This is the entire agreement of the parties, and reflects a complete understanding of the parties with respect to the subject matter. This agreement supersedes all prior written and oral representations.

The Company may change, modify or update these T&C at any time without notice. Any access or use of a Program or Content by you after the Company publicly posts or distributes such changes shall constitute consent of such modifications. If you have any questions or concerns about these Terms, contact info@tarotlori.com.